The BCM Blog
Insurance FAQ’s Every Post Secondary Student Should Know
Starting college or university is an exciting new chapter, but it’s also a good time to think about insurance.
Community
Community News.
Updates from BCM and the organizations we support across Niagara and Haldimand County.
Flood Information & Public Resources
Recent flooding across the region has impacted many homeowners and families, leaving some facing difficult and uncertain circumstances. During times like these, knowing where to turn for reliable information and support can make the next steps easier.
The BCM Blog
What To Do After a Car Accident: A 5 Step Guide
Being involved in a car accident can be an overwhelming event. While every accident is different, knowing the right steps to take can make a major difference.
The BCM Blog
Protecting Your Home During Summer’s High Temperatures: Home Insurance Tips
As summer temperatures continue to rise across the Niagara region, homeowners face more than just uncomfortable heat.
The BCM Blog
2026 Accident Benefits Changes
Starting July 1, 2026, Ontario is making changes to auto insurance to give drivers more choice and flexibility. Drivers will be able to choose benefits to fit…
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Why Local Advice Matters More Than Ever
The insurance landscape in Canada is changing fast. With the rise of digital platforms and “one-click” purchases, consumers are increasingly being offered…
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Refund from Surplus 2026: How BCM Policyholders Benefit from Mutual Insurance
At BCM Insurance, we believe insurance should do more than just protect you, it should also give back to you. That is why we’re proud to announce our 2025…
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Refund from Surplus – 2026
Following February’s Board meeting, we’re pleased to share that a 10% refund from surplus has been approved based on our strong 2025 financial results.
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Does Home Insurance Cover My Basement? Common Insurance Myths Explained.
Are you a homeowner in Niagara? Then you have most likely known someone who has basement flooding after a heavy summer storm or a rapid spring thaw. These…
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Understanding Car Insurance in Ontario: 5 Things Niagara Drivers Often Overlook
When it comes to car insurance in Ontario, many drivers assume that their auto policy covers everything, until an accident or claim proves them otherwise.…
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Building Stronger Communities Through Our Community Grant Program
At BCM Insurance, we firmly believe that for a community to thrive, it needs to have strong partnerships. That’s why our Community Grant Program is designed to…
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Introducing Bertie the Bear
Meet Bertie the Bear, BCM Insurance’s new mascot! Representing our Niagara roots, Bertie connects with the community at local events like markets and charity…
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Experience Old-School Customer Service with BCM Insurance
In a world where automated systems and chatbots are becoming a part of our everyday lives, personalized customer service seems to be something of the past. At…
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Top 10 Tips for Safe Back to School Driving
With September’s arrival, and the back-to-school season kicking off, roads will continue to become busier and busier. School buses, parents commuting, kids…
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The Mutual Insurance Advantage: How It Differs from Traditional Insurance
Insurance plays a pivotal role in securing our future and providing a safety net in times of need. However, not all insurance companies operate on the same…
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The Claims Process Explained: What to Expect When Filing an Insurance Claim
Filing an insurance claim can be a daunting experience, especially when you’re dealing with the aftermath of an unexpected event. Whether it’s a car accident,…
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Home Insurance for First-Time Buyers: What You Need to Know
Becoming a first-time homeowner is an exciting milestone, but it also comes with new responsibilities, including securing the right home insurance. Home…
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Renters Insurance 101
Renting a home or apartment offers the freedom to enjoy your living space without the responsibilities of homeownership. While you don’t own the property, your…
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Mutual Commitment: The Cornerstone of Mutual Insurance Companies
Mutual insurance companies stand apart in the insurance industry due to their unique structure and commitment to policyholders. Unlike traditional insurance…
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Insurance for Rental Properties: What Landlords Need to Know
Being a landlord can be a rewarding venture, but it also comes with its share of responsibilities and risks. Whether you own a single rental property or have a…
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Understanding Deductibles: How They Affect Your Insurance Premiums
Insurance is a valuable tool for managing risk and providing financial security. When you purchase an insurance policy, you’re essentially making an agreement…
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Farm Insurance: Protecting Your Agricultural Investments
Farming isn’t just a job; it’s a way of life. It’s a profession rooted in hard work, dedication, and the unpredictable forces of nature. Whether you’re a…
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Insuring Your Business: Navigating the World of Commercial Insurance
If you’re a business owner, you’re likely aware of the many risks that come with entrepreneurship. From property damage to liability claims, unforeseen events…
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Auto Insurance Explained: Finding the Right Coverage for You
Auto insurance is more than just a legal requirement; it’s your safety net on the road. With the countless options available, finding the right coverage for…
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The Basics of Home Insurance: What You Need to Know
Your home is more than just four walls; it’s where you create memories, build your life, and protect your loved ones. To safeguard this vital part of your…
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