Community
When there are no shareholders, the community wins.
As a mutual, BCM returns surplus premiums directly to the communities where our policyholders live and work. Through grants, sponsorships, and partnerships, your coverage supports Niagara.
The Mutual Advantage
Your premiums build stronger communities.
Most insurance companies send profits to shareholders. BCM sends them home. As a mutual, every dollar of surplus goes back into the communities our policyholders call home.
Since 2019, BCM has invested over $660,000 in local nonprofits through the Community Grants Program. Add in sponsorships, partnerships, and volunteer hours, and the impact reaches every corner of the Niagara region and Haldimand County.
This is what mutual insurance was designed to do: protect people and strengthen the places they live.
By the Numbers
Real investment. Real impact.
Returned directly from policyholder premiums to local nonprofits.
Across food security, youth development, arts, health care, and community building.
Across the Niagara region and Haldimand County.
Established in 2019 and growing every year since.
How We Give Back
Programs that strengthen Niagara.
From direct grants to event sponsorships, BCM supports the organizations and initiatives that make our communities better places to live.
Community Grants
Each year, BCM awards grants of up to $5,000 to nonprofits working in food security, youth development, arts, health care, and environmental sustainability across Niagara and Haldimand County.
Learn MoreSponsorships
BCM sponsors local events, youth sports teams, fundraisers, and cultural programs throughout the region. If your organization is making a difference, we want to hear from you.
Learn MoreCommunity News
Stay up to date with BCM's latest community involvement, grant announcements, recipient spotlights, and updates from the organizations we support.
Read News2025 Grant Recipients
Meet some of the organizations we support.
Links for Greener Learning
linksforgreenerlearning.orgEarth Day 2025: Our Power, Our Planet
April 16, 2025
Environmental charity dedicated to serving the community through the promotion of eco-friendly and sustainable practices.
NOTL Public Library
notlpubliclibrary.orgUltimate Summer Kickoff: Celebrating 225 Years
June 7, 2025
Professional staff and community volunteers providing programs that bring people together and foster lifelong learning.
Friends of Fort George
friendsoffortgeorge.caCelebrate Canada Day
July 1, 2025
Nonprofit cooperating association supporting Niagara National Historic Sites since 1987.
Get Involved
Your organization could be next.
Whether you are a registered charity looking for grant funding or a community group seeking sponsorship for an upcoming event, BCM wants to hear from you.